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$MART Checking

Open a checking account packed with high-quality perks. Use the benefits and the account pays for itself!

Make the $MART Checking choice.

Visit Us to Open an Account

Get the full value of ShieldPerks powered by BaZing.

For a low $7.00 account maintenance fee, this account can pay for itself if you use the benefits.

  • Local discounts and national retailer deals1
  • Cellphone protection1,2
  • 24/7 roadside assistance1
  • Identity theft aid with daily monitoring1,2,3
  • BaZing Fuel gas station discounts1,3
  • Billshark pricing on internet, cellphone, cable and more1,3
  • $10,000 Travel Accident Death Insurance1,2
  • Savings on pharmacy, vision and hearing services1

What do you need to open a checking account?

Let's Find Out

How to Register for ShieldPerks

Free with $MART Checking and $MART Checking with Interest

ShieldPerks registration can be done at account opening or simply stop by your nearest Heartland Bank location. If you're already a customer and want to enroll, please call (800) 697-0049 or visit us.

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Download the ShieldPerks Mobile App

Download on App StoreDownload on Google Play

This account pairs great with:

Market Smart SavingsPure Personality Check CardMoney Management

Anywhere Banking

Enjoy these free tools with every Heartland Bank, a division of German American Bank checking account.

Digital Banking & Bill Pay Mobile Banking App with Mobile Check Deposit Pure Personality Check Card ($10 value)⁴ Card Control App eStatements

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Financial Resources

Fraud Prevention
Calculators
FAQs
Video Library

Access to security tools, CD calculators and more at your fingertips. View Resources

1Subject to the terms and conditions detailed in the ShieldPerks powered by Bazing Benefits Reference Guide.

2Insurance products are not a deposit, not FDIC-insured, not insured by any federal government agency and not guaranteed by the bank.

3Identity Theft Aid, BaZing Fuel and Billshark require additional activation to begin services.

4When you order your card within 48 hours of opening your checking account. After that, a $10 fee will apply.

  • Scan the QR code with your phone's camera to instantly download our mobile app, or use the links below to install the app to your device.
  • App Store
Equal Housing Lender
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FDIC-Insured - Backed by the full faith and credit of the U.S. Government

© 2025 Heartland Bank . All rights Reserved

Routing Number #:
German American Bank - 083904563
Heartland Bank, a Division of German American Bank - 044109336

Call Us
(800) 697-0049
Bankline 24
(800) 536-0660
Treasury Support
(800) 697-0049, ext 2500
Equal Housing Lender FDIC

FDIC-Insured - Backed by the full faith and credit of the U.S. Government

© 2025 Heartland Bank . All rights Reserved

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