FDIC logo

FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Line of Credit

Manage seasonal cash flow changes with this essential business banking tool.

Cost-effective cash flow rebalancing at your disposal.

Cash flow can fluctuate with the seasons. Rebalance your available funds with this essential business banking tool. With a revolving line of credit from Heartland Bank, a division of German American Bank, you can borrow, repay and borrow again up to the original amount committed for the entire life of the loan. 

Seasonal changes in inventory and receivables. Vendor discounts you can't pass up. Unexpected cash needs. You'll always have the funds to replenish your working capital and cover scenarios like these and more. Talk with an experienced Heartland Bank, a division of German American Bank business banker for help securing a line of credit for your business today.

Features & Benefits

  • Cost-effective way to borrow and repay
  • Excellent for businesses that experience seasonal fluctuations
  • Typically repaid from operating cash flow (i.e., collection of receivables)
  • Local decision making with a focus on customer service excellence

Related Products

More products and services we think you'll like.

  • Smartest Home Equity

    Make the most of your home equity with a Smartest Home Equity Line of Credit. The smart way to use a big investment to finance a big project.

  • Business Checking

    Find the best business checking account for your balance levels and transaction patterns. Leverage the benefits of banking with us.

  • Treasury Management

    Fight fraud with Positive Pay, a business banking tool that mitigates the risk of check fraud – and just one of the services in our treasury management toolbox.

Financial Resources

Access to security tools, CD calculators and more at your fingertips. View Resources