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Business Consulting Services

Pursue business growth with a full range of financial services from the professionals with Heartland Planning Associates, a division of German American Bank.

Financial planning tailored for self-employed business owners.

Feel like you've got a solid financial plan for your business? If not, you're not alone. It's one of the most easily skipped yet most important steps in business planning. 

Don't go it alone. A financial plan not only gives you a better grasp of your financial needs. It can help you develop better strategies, pinpoint trouble spots early on and better position your business to pursue growth. 

Some of the best financial management strategies cover a broad range of needs from recruitment to succession, cash flow to wealth management and include tools to:

Attract and retain employees

  • 401(k), SEP IRA, Simple IRA
  • Deferred compensation
  • Group long-term care, disability insurance

Plan for business succession

  • Valuation
  • Key man
  • Buy/sell
  • Business continuation

Manage short-term cash

  • Cash sweep
  • Cash enhancement
  • Cash management
  • Income management

Aim to build and preserve personal wealth

  • Life, disability and long-term care insurance
  • Wealth advisory
  • Retirement planning

Manage personal and business taxes

  • Selective benefit plans, insurance and retirement services
  • Personal financial needs analysis

Ready to get started?

LPL Financial Form CRS

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Your Bank (“Heartland Bank, a division of German American Bank") provides referrals to financial professionals of LPL Financial LLC (“LPL") pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for advisory services. Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html.