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HomeBusinessWire Transfers for Business

Wire Transfers for Business

Use the safe, secure, same-day way to send or receive money. No checks to write or certify.

Move money fast with a wire transfer.

Send and/or receive money quickly, easily and securely with Heartland Bank, a division of German American Bank wire transfers1. Like a direct deposit, funds move from one business or person to another via electronic payment. Domestic or international wire transfers provide a safe way to send large amounts of money, in the U.S. and around the globe.

Features & Benefits 

  • Wire transfers provide same-day, near-immediate transfer of funds (quicker than next-day ACH transactions)
  • Domestic wires (those sent within the US) generally arrive at the recipient bank on the same business day, if sent by the cut-off time of 3 PM Central Time / 4 PM Eastern Time on bank business days
  • International wires (those sent outside the US) generally arrive at the recipient bank within 2-5 business days, if sent by the cut-off time of 3 PM Central Time / 4 PM Eastern Time on bank business days

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This account pairs well with:

Business Online BankingCDsCredit Cards

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FAQs

Your questions about sending and receiving wire transfers, answered.

View All FAQs

Funds are sent electronically using an electronic payment service, such as the Society for Worldwide Interbank Financial Telecommunication (SWIFT), the Federal Reserve Wire Network or the Clearing House Interbank Payments Systems. They can be sent to a recipient account at another bank or by someone else to your German American Bank checking or savings account.

Visit your nearest German American Bank office to send money to both personal and business accounts in the U.S. and internationally. Businesses can visit or call the nearest German American Bank office for wire transfer assistance. Businesses that often send wires may choose to do so within Business Online Banking. Contact a Treasury Management Sales Representative for more details.

Outgoing Wires

Information Needed

Domestic

International

Recipient's bank name, physical address and country

X

X

Recipient bank's routing number

X


Recipient's account number2

X

X

Recipient bank’s SWIFT/BIC for National ID3


X

Currency of recipient's account (foreign or U.S.)


X

Purpose of transfer

X

X

Wires going to foreign countries require different numbers depending on the receiving foreign country.

Incoming Wires

Information Needed

Domestic

International

ABA Routing Number for German American Bank / 083904563

X


German American Bank SWIFT code / GEAEUS31


X

Account number

X

X

Title on the account4

X

X

For Eurodollar (EUR), British Pound Sterling (GBP) and Canadian Dollar (CAD) incoming wires, please contact a German American Bank office for instructions.

Our SWIFT code is GEAEUS31XXX. This is a unique code that may be required for the completion of international wire transfers by the Society for Worldwide Interbank Financial Telecommunication (SWIFT).

The daily cutoff time for all wire transfer requests is 3 p.m. CT/4 p.m. EST on bank business days. A business day is every day except Saturday, Sunday and federal holidays.

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1Fees may apply.

2For international wires you may need a country-specific account structure, for example a CLABE for Mexico or an IBAN. Other countries might require a SWIFT Bank Identifier Code or a National ID with the recipient’s account number.

3All wire transfer payments should include a SWIFT Bank Identifier Code or a National ID as applicable, and for participating countries the beneficiary’s International Bank Account Number (IBAN). Mexican banks require a CLABE number in addition to the SWIFT BIC.

4The name on your account, as it appears on your statement.

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© 2025 Heartland Bank . All rights Reserved

Routing Number #:
German American Bank - 083904563
Heartland Bank, a Division of German American Bank - 044109336

Call Us
(800) 697-0049
Bankline 24
(800) 536-0660
Treasury Support
(800) 697-0049, ext 2500
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© 2025 Heartland Bank . All rights Reserved

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