Opening a Checking Accounts
Opening a checking account with Heartland Bank, a division of German American Bank is simple.
Just bring the following information to one of our convenient banking offices.
Things to know about opening your account online:
You will be able to view your account in Online Banking and our Mobile Banking App within one business day from account opening.
Your funds will be available as follows:
Funding account using automatic transfer or funds transferred from a non-Heartland Bank, a division of German American Bank checking or savings account: If account is successfully opened prior to 5 p.m. ET, funds will be available the next business day. If account is successfully opened at 5 p.m. ET or after, funds will be available in 2 business days.
Funding account using a credit card or non-Heartland Bank, a division of German American Bank debit card: If account is successfully opened prior to 5 p.m. ET, funds will be available in 2 business days. If account is successfully opened at 5 p.m. ET or after, funds will be available in 3 business days.
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© 2025 Heartland Bank . All rights Reserved
Routing Number #:
German American Bank - 083904563
Heartland Bank, a Division of German American Bank - 044109336
© 2025 Heartland Bank . All rights Reserved
