FDIC logo

FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Round Up Savings

A hands free tool that rounds up your balance to the nearest dollar with every check card purchase you make. 

A no-brainer boost for your savings goals.

With Round Up Savings, every check card purchase you make – in store, online or with your mobile banking app – gets automatically rounded up, and the difference gets deposited into your savings account from your checking account. The more you use your check card, the more you’ll save.  

You can use Round Up to supplement your Savings, Christmas or Vacation Club account. We’ll make the transfers at the end of each business day. And don’t worry, we won’t transfer funds if your checking account is a little short. 

Don't have a Heartland Bank, a division of German American Bank checking or savings account? Find the best account for you and open it today. Ready to sign up for Round Up Savings? Stop by your local bank office or call us at 800-697-0049 to enroll. 

Features & Benefits

  • Automatic round-ups and deposits into savings account with each use of your Check Card 
  • Incremental savings with each check card use 
  • Example: Make 20 $6.15 check card transactions per month (the cost of a venti Chai Tea Latte), save $204 over a year!

Related Products

More products and services we think you'll like.

  • Financial Education

    How do you build financial security? Planning and education. A good place to get educated? Our library of free resources.

  • Smartest Home Equity

    Make the most of your home equity with a Smartest Home Equity Line of Credit. The smart way to use a big investment to finance a big project.

  • School Spirit Card

    Show your school spirit with the Visa® School Spirit Check Card, free with any checking account. We'll donate to your school of choice with every purchase.

Financial Resources

Access to security tools, CD calculators and more at your fingertips. View Resources