Investment and Insurance Products are: Not Bank Guaranteed | Not a Deposit | May Lose Value | Not Insured by FDIC or Any Other Government Agency

Long-Term Care Solutions

Secure asset management for the long term from Heartland Planning Associates, a division of German American Bank.

Plan for your care with insurance that holds its value.

Even if it seems like many tomorrows away, you're well-advised to set aside funds for long-term care today. Asset-based long-term care insurance can give you options to help protect against the cost of long-term care if it's ever needed. And if it's not, you'll still benefit from the value this type of asset management provides.

Features & Benefits

Asset-based long-term care insurance protects your:

  • Family Members. If you or your spouse don't need long-term care, your assets pass on to your beneficiaries.
  • Assets. You'll earn cash value growth with a guaranteed minimum interest rate, returned to you if you choose.*
  • Lifestyle. Enjoy the added confidence that your insurance premium level is guaranteed to never increase.

Ready to get started?

LPL Financial Form CRS

Click for BrokerCheck by FINRA


Your Bank (“Heartland Bank, a division of German American Bank") provides referrals to financial professionals of LPL Financial LLC (“LPL") pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for advisory services. Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html.