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Market Manager

Manage your money with Heartland Bank, a division of German American Bank's tiered interest rate money market account.

Easy to open, access and manage.

As the personal finance adage goes, you date your cash, not marry it. With this money market savings account, you can skip the long commitment and still score a higher interest rate. 

Like its Market Smart counterpart, our Market Manager account gives you a competitive tiered rate structure with a higher rate the higher your account balance climbs. It also keeps your cash liquid. Besides being a short term investment for you, market manager is also backed by the FDIC.

Features & Benefits*

  • Competitive interest earned on account balance 
  • FDIC-insured
  • $1,000 minimum opening balance 
  • $15 monthly fee if balance falls below $2,500 
  • Interest paid on five balance tiers up to: 
    • Less than $9,999 
    • $10,000 - $49,999 
    • $50,000 - $99,999
    • $100,000 - $249,999
    • $250,000 - $499,999
    • $500,000 and Over 

Build your savings faster with Round Up Savings, which automatically rounds up every check card purchase to the nearest dollar and deposits the balance into your savings account.

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Financial Resources

Access to security tools, CD calculators and more at your fingertips. View Resources

If the balance falls below $2,500.00 any day of the statement cycle, a $15.00 account maintenance fee will be assessed. A $10.00 excess transaction fee will be assessed on any withdrawals in excess of 6 per statement cycle, including ATM transactions and POS and ACH debit. Interest and Annual Percentage Yield (APY) may change. Fees may reduce earnings. Contact us or stop by one of our offices to find out what our current rates are. Member FDIC.