Smartest Home Equity Line of Credit
One of the most convenient lending solutions. Tap into your HELOC and get the flexibility to finance a big project, fund "the big day" or even consolidate debt.
Draw what you need when you need it.
Sometimes the smartest way to finance your goals and dreams is to utilize the equity in your home. When the time is right, you'll be ready with Heartland Bank, a division of German American Bank's Smartest Home Equity Line of Credit.
Since it’s a revolving line of credit, you need only apply once, and you'll only pay interest only on the amount you draw.
Limited-time Offer: Enjoy 0.00% APR for 90 days and 7.50% APR variable thereafter,* plus no annual fee.
How much can you borrow? Ask a lender or use our HELOC Calculator.
Ready to Open A Smartest Home Equity Line of Credit?
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*Annual percentage rate is accurate as of 12/19/24 and applies to new home equity accounts. 0.00% APR for first 90 days is only available for newly advanced money. Other conditions apply. Ask us for details. Only available for borrower's primary dwelling. The annual percentage rate in effect is 7.50% with loan-to-value of 80% or less and a credit score of 720 or above. If your credit score is lower than 720 and/or your loan-to-value is higher, your interest rate may be higher. Rate is variable and subject to change. APR will not exceed 21% or the maximum rate allowed by applicable law. No annual fee. Subject to credit and underwriting approval. Property insurance is required. If your line closes within 24 months from the opening date, you will have to pay a $399 early termination fee. Available in the German American Bank market only. Other stipulations may be required.
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© 2025 Heartland Bank . All rights Reserved
Routing Number #:
German American Bank - 083904563
Heartland Bank, a Division of German American Bank - 044109336
© 2025 Heartland Bank . All rights Reserved
