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Fixed-Rate Conventional Loans

Fixed for the life of the loan, an ideal mortgage choice if you plan to put down roots.

The best mortgage rates for the long term

With a fixed-rate mortgage loan, your mortgage rate and monthly payments remain the same for the life of your loan. You know exactly how much interest you'll pay and can budget accordingly. 

Conventional home loans also tend to offer some of the best mortgage rates and loan terms. That's what makes it your best bet if the home you're buying is your forever home – or at least your for-a-long-time home.

Features & Benefits

  • Predictable principal and interest payments for the life of the loan
  • Flexibility to choose terms of 15, 20 or 30 years
  • Typical downpayment requirement of 5% to 20%
  • Option to refinance if rates fall or financial situation improves
  • Free prequalification

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Financial Resources

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A conventional home loan is not a government loan program, nor backed by the government.

Subject to credit and underwriting approval.

Available in the German American Bank markets in Indiana, Ohio, and Kentucky.