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Vacation Club

Save for that big getaway and let the plans fall into place while your vacation savings grow.

The vacation savings we all need.

We all need vacations and a place to save for them. Heartland Bank, a division of German American Bank’s vacation savings account lets you tuck away a little each week or month, then reap the rewards in one lump sum at the end of April, plus interest.

Save. Escape. Repeat. It's that easy. Just set up automatic transfers from a Heartland Bank, a division of German American Bank checking or savings account using online banking or your mobile banking app. When your account matures in April, we'll deposit the total plus interest – and you can start saving for next year. 

Ready to get started? Visit your local bank office to open your account. Already have a checking or savings account with us? You can open your vacation savings account online. Don’t have an account with us? No problem. Just open an e-$MART Checking account when you open your Vacation Club. 

Features & Benefits

  • Competitive interest earned on account balance*
  • FDIC-insured
  • No minimum balance to open
  • Accepts automatic transfers from checking or savings accounts via online banking or mobile banking app
  • Account matures each year at the end of April
  • $10 penalty for early withdrawals

Ready to get started?

Visit Us - SavingsContact Us

This account pairs well with:

Smartest Home Equity Line of CreditSmart CheckingFinancial Education

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*Interest is paid at maturity. If any withdrawal is made from this account before disbursement date, a $10.00 penalty may be assessed. Interest and Annual Percentage Yield (APY) may change. Fees may reduce earnings. Contact us or stop by one of our offices to find out what our current rates are. Member FDIC.

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© 2025 Heartland Bank . All rights Reserved

Routing Number #:
German American Bank - 083904563
Heartland Bank, a Division of German American Bank - 044109336

Call Us
(800) 697-0049
Bankline 24
(800) 536-0660
Treasury Support
(800) 697-0049, ext 2500
Equal Housing Lender FDIC

FDIC-Insured - Backed by the full faith and credit of the U.S. Government

© 2025 Heartland Bank . All rights Reserved

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