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Veterans Assistance Loans

You served. Now let Heartland Bank, a division of German American Bank serve you with the benefits of a VA loan.

Great rates and 100% financing for America's heroes.

We're proud to offer VA home mortgage loans to Indiana and Kentucky military veterans, active-duty servicemembers, Reserve, National Guard and eligible surviving spouses. With a portion of the loan guaranteed by the Veterans Benefits Administration, these government-backed mortgage loans allow us to give you better rates, more flexible terms and other tremendous benefits.

Features & Benefits

  • Up to 100% home financing with no money down
  • Lower interest rate and easier credit qualification
  • No private mortgage insurance (PMI) required
  • Seller can contribute up to 4% financing concessions
  • Available for owner-occupied, one-unit, primary residence and VA-approved condos
  • Minimum credit score of 620

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Subject to credit and underwriting approval. Must have VA eligibility. No manufactured homes allowed. Non-occupant co-borrower not allowed.

Available in the German American Bank markets in Indiana and Kentucky.