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Jumbo Loans

A mortgage for borrowers with a good credit score, low debt-to-income ratio, plenty of savings and big dreams.

The mortgage that lets you aim a little higher.

You found your dream home in a great neighborhood. Now you just need to find a way to finance it. Don't let an asking price outside your comfort zone stop you. Ask about a jumbo mortgage. 

A home's value and location are the two main factors to consider. If the home you want to buy costs more than the conforming loan limit for your area or if it's in a high-priced neighborhood, a jumbo mortgage loan might be your best option. With attractive loan-to-value ratios, you'll get more home for your money. And if you meet the requirements, you may also qualify for what a jumbo mortgage gives you – loan amounts higher than conventional loans.* Qualified borrowers have a lower debt-to-income ratio, higher credit score and larger down payment.

Features & Benefits

  • Predictable principal and interest payments for the life of the loan
  • Flexibility to choose terms of 15, 20 or 30 years
  • Typical down payment requirement of 5% to 20%
  • Competitive rates
  • For primary residences, second homes or vacation homes
  • Free prequalification

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Financial Resources

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*Currently loans over $647,200 in Indiana and Kentucky for a single-unit home. 

Subject to credit and underwriting approval.

Available in the German American Bank markets in Indiana and Kentucky.