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Heartland Hometown Loan

You’ve got big dreams. And one of them is a new home to call your own..

We'll help make home ownership a reality

At Heartland Bank, we want to help make your dream come true by working with you to find a mortgage that makes the most sense for you. That’s the focus of our Heartland Hometown program.

Features & Benefits

  • No down payment required if you qualify for the program 
  • 360 Month, fixed rate loan with low monthly payments
  • No private mortgage insurance (PMI) required
  • Gift or grant is allowed if needed
  • Program household income limit of 80% of area median income for qualification

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Financial Resources

Access to security tools, CD calculators and more at your fingertips. View Resources

*Subject to credit and underwriting approval. A refinancing does not qualify. Your mortgage payment may stay the same; however, if you escrow taxes and insurance, those amounts may change annually.

Available in the German American Bank markets in Indiana and Kentucky.