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    What does $MART Checking offer that makes it so smart? Truly useful offers – and lots of them. Make the smart move. Open a checking account today

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    Make the most of each check card purchase. Sign up for Round Up Savings, and we'll round up your purchases to the nearest dollar and deposit the balance in your savings account.

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How do you build financial security? Planning and education. A good place to get educated? Our library of free resources.

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Find your credit card login in one convenient location. Use the Manage My Credit Card button in the Sign In menu to access your credit card information.

You can also view credit card transactions and pay your bill in our Online or Mobile Banking. Don't forget to download the new Heartland Bank app to access your accounts on-the-go.

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Mortgage / Home Financing

Should I rent or buy a home?

Summary

The decision to rent versus buy is not always easy. Use this calculator to help determine which makes sense for you at this time.

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Personal

  • Everyday Banking
    • Checking Accounts
    • Check Card
    • Credit Cards
    • Digital Banking
  • Borrowing
    • Mortgage
    • Smartest Home Equity Line of Credit
    • Consumer Loans
    • Make a Loan Payment
  • Saving
    • Savings Accounts
    • CDs
    • IRAs
    • Health Savings Account
  • Explore Personal

Business

  • Banking
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    • Credit Cards
    • Market Manager
    • Market Smart
    • CDs
  • Lending
    • Business Loans
    • Commercial Real Estate
    • Small Business Loans
    • Agriculture Loans
    • Affordable Housing
    • Business Banking Team
  • Treasury Management
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    • Desktop Express Banking
    • Treasury Management Services
    • Wire Transfers for Business
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Routing Number #:
German American Bank - 083904563
Heartland Bank, a Division of German American Bank - 044109336

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FDIC-Insured - Backed by the full faith and credit of the U.S. Government

© 2025 Heartland Bank . All rights Reserved

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