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Visa® Platinum Credit Card

Get the Heartland Bank, a division of German American Bank Visa® Platinum Credit Card with a low introductory rate, the perfect balance transfer credit card.

Upgrade to the credit card that gives you more for less.

Get the Visa® Platinum Credit Card that not only comes with a 7.99% annual percentage rate (APR) for six months (and a very competitive fixed rate of 14.99% APR thereafter).* It comes with Heartland Bank, a division of German American Bank customer service. Going platinum never looked so good. 

Features & Benefits 

  • No annual fee
  • Chip-enabled for enhanced security during transactions
  • 6-month introductory interest rate of 7.99% APR
  • 14.99% fixed APR after the first 6-month period
  • Accepted anywhere Visa® is welcome
  • Access details and make payments within online banking and your mobile banking app
  • Keep your account secure and track spending with real-time text, voice and email using Visa® Purchase Alerts
  • Managed and serviced by Heartland Bank, a division of German American Bank

Log in to Online Banking or use our mobile banking app.

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Financial Resources

Access to security tools, CD calculators and more at your fingertips. View Resources

*Subject to credit approval. Annual Percentage Rate (APR) for Purchases, Balance Transfers, and Cash Advances of  7.99% introductory rate for 6 months from the date your account is opened, 14.99% APR fixed thereafter. Your due date is at least 21 days after the close of each billing cycle. We will not charge you interest on purchases if you pay the entire balance by the due date each month. We will begin charging interest on cash advances and balance transfers on the transaction date. Visit the Consumer Financial Protection Bureau website to learn more about factors to consider when applying for or using a credit card.

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