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FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Online Banking & Bill Pay

Take control of your finances. Bank online, pay bills online, open an account online – and get more time back for life offline.

Save precious time and manage your accounts online.

Bank at home, on the road or wherever life takes you 24/7. Heartland Bank, a division of German American Bank makes it fast, safe, secure and, best of all, free.

Features & Benefits

  • Check account balances and track transactions
  • Pay bills online and transfer funds
  • Sign up for free eStatements
  • Create budgets and manage debt in one place with Money Management
  • View your credit card transactions and pay your bill
  • Customize account alerts
  • View check images, stop payments and reorder checks (fees apply)
  • Open an account online

This account pairs great with:

$mart CheckingMobile Banking

Pay bills online directly from your checking account.

Make it easier, faster and more cost-effective to manage your bills with our Online Bill Pay service.

Features & Benefits

  • Add and manage payees with a U.S. address
  • Pay bills electronically
  • Schedule and manage recurring and one-time payments
  • Track your payment history
  • Set up automatic payment instructions

Account Alerts & Text Banking

As an Online Banking user, you can set up email notifications or choose to receive text alerts if you prefer this communication method or don't have a data-enabled phone.

Account Alerts

Receive alerts in the form of a personal message reminder (up to 50 characters) on a periodic basis and if:

  • Your primary account balance falls below or goes above a certain amount
  • A payment clears that exceeds a certain amount or has a certain check number
  • A deposit into your primary account exceeds a certain amount

Text Banking

Receive text notifications1 on your primary account balance and if:

  • Your primary account balance falls below a certain amount
  • Payments clear your primary account that exceed a certain amount
  • Deposits into your primary account exceed a certain amount

Access your account information with these commands:

  • BAL: Returns the balance of your primary account
  • LAST: Returns the last five transactions for your primary account
  • TRANS: Transfer funds to primary account
  • HELP: Displays the list of available commands
  • STOP: Deactivates you from German American Bank text banking

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Financial Resources

Access to security tools, CD calculators and more at your fingertips. View Resources

1Standard rates and fees from your wireless carrier may apply.