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Visa® Gold Credit Card

Go gold with Heartland Bank, a division of German American Bank and get rewards and service from people you know and trust.

Earn points with every swipe, insert or tap.1

Features & Benefits 

  • No annual fee2
  • Chip-enabled for enhanced security during transactions
  • Access details and make payments within online banking and your mobile banking app
  • Accepted anywhere Visa® is welcome
  • Keep your account secure and track spending with real-time text, voice and email Visa® Purchase Alerts
  • Earn points with every purchase with the ScoreCard Rewards Program
  • Earn 5,000 points when you spend $500 or more within the first 90 days of receiving your card3
  • Earn 1,000 points during your birthday month4
  • Managed and serviced by Heartland Bank, a division of German American Bank
  • Analyze your spending, review your statements, pay your bills online and more

Log in to Online Banking or use our mobile banking app.

Don't have Online or Mobile Banking? Use the FirstData link below.

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Financial Resources

Access to security tools, CD calculators and more at your fingertips. View Resources

1Subject to credit approval.

2Annual Percentage Rate (APR) for Purchases, Balance Transfers, and Cash Advances of 17.49% (accurate as of 02/01/2025) will vary with the market based on the Prime Rate. Your due date is at least 21 days after the close of each billing cycle. We will not charge you interest on purchases if you pay the entire balance by the due date each month. We will begin charging interest on cash advances and balance transfers on the transaction date. Visit the Consumer Financial Protection Bureau website to learn more about factors to consider when applying for or using a credit card.

3If multiple cards are opened with the same account, purchases on either card will be combined.

4Only the primary cardholder on the account will be awarded birthday points. The card account must be active and in good standing.

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