Merchant Card Services

U.S. digital payments spiked during the COVID-19 pandemic, with total transaction value growing 9.52% per year – growth that could exceed $16 trillion by 2028, according to market research firm Statista.¹

To help you keep pace with this steady shift, Heartland Bank, a division of German American Bank offers the latest POS equipment for credit card and check card transactions, including terminals, software and mobile.² 

Plus, as a business bank customer, you'll have the ongoing support of our local Merchant Services team, from set-up to training your team.

Features & Benefits

• Accept all major card brands (Visa,® Mastercard,® Discover® and American Express®)
• Accept PIN- and signature-based debit card processing
• Manage multiple payment options (credit cards, PIN debit cards, gift and loyalty cards, ACH)
• Meet the latest cardholder security (PCI compliance) standards for dial-up, internet-enabled and wireless terminals and peripherals