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Automated Money Management

Manage daily borrowing, interest expenses and account balances with sweep services from Heartland Bank, a division of German American Bank.

Give your money management a clean sweep.

Manage your borrowing, keep your master account balanced, streamline your accounting and more with Line Sweep and Zero Balance Sweep services. 

Line Sweep
Link your business checking account with a Heartland Bank, a division of German American Bank line of credit* and use end-of-day collected balances to pay down your outstanding loan amount. Borrow funds to maintain your defined target balance.

Zero Balance Sweep
Maintain a zero balance in this cash-controlled account, which automatically sweeps all your funds to or from a master account. Consolidating your funds  maximizes usage yet separates account activity  for accounting purposes.

Features & Benefits 

  • Manage daily borrowing and reduce interest costs
  • Pay down outstanding loan amount
  • Borrow funds to maintain defined target balance
  • Move funds to or from a master account
  • Separate account activity for accounting purposes

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Financial Resources

Access to security tools, CD calculators and more at your fingertips. View Resources

*Subject to German American Bank credit policies.