Purchasing a home is without question a daunting task, especially if it is your first home. It’s likely the largest purchase of your life thus far, so you will want to ensure that everything runs smoothly. As a potential first time home buyer you may first wonder, “Should I rent or buy?” Here’s what you need to do:

Have you set your New Year’s resolutions yet? It’s not too late! At the start of 2016, it’s time to start making promises to yourself or family and friends about doing things better than last year—and that includes making better financial decisions. The way that you handle your money has a huge impact on your life and can have a lasting effect on your family's life as well. So whether you feel you're on fairly solid economic ground or you know you need to be more disciplined, here's a list of financial resolutions for 2016.