It's a common occurrence once the holiday season winds down — you reluctantly look at your credit card statement and wince at all the purchases you made over the holidays. Fortunately, there's no need to panic. Consider using one of the following strategies to help pay it off.

What’s on your New Year’s resolutions list for 2017? As the new year comes to a close, many people make promises to themselves about doing things better than they did last year. In addition to the obligatory ‘eat more fruits and vegetables, exercise more, don’t eat out so much’ lists, have you considered adding a financial resolution to your list?

Tired of starting the new year with a pile of debt? Shop smart, and you can enjoy the holidays without putting yourself in the poorhouse. Here are 14 tips to help you make the most of your time and money:

Although the year is drawing to a close, you still have time to review your finances. Pausing to reflect on the financial progress you made in 2016 and identifying adjustments for 2017 can help you start the new year stronger than ever.

Most people don’t realize how many techniques there are that can be used to crack passwords. More importantly, they don’t know the many ways we make our accounts vulnerable because we use simple and widely used passwords. Remember that a strong password is your first line of defense against intruders and imposters. As we approach the conclusion of National Cyber Security Awareness Month, we hope you’ll take another look at your collection of passwords and pledge to access your accounts with ones that make sense to you, but not to others.