If you suspect fraud, please visit the Protect Yourself page to learn more. If for any reason you'd like to delete your login credentials for online banking, please contact us with your request. Please note that deleting your login credentials only removes online and bill pay access. You will still maintain any open accounts you have with us and can always re-enroll for online and bill pay access at any time.

You must be enrolled in Online Banking to use the Online Bill Pay function.  

From inside Online Banking:

• Click "Payments," then "Pay Bills"
• Complete the onscreen instructions to enroll your primary account. You can add additional accounts after the primary account has been enrolled.

• Click on "Payments" on the left
• Click "Pay Bills" 
• Click the blue box labeled "+Payee" on the left of the payments screen
• Follow the instructions to pay a company or person

The "due date" indicated on the system is the date that the bill is scheduled to arrive at its destination. There are two ways payments can be withdrawn from your account depending on who you’re paying. In most cases, funds will be deducted from your account on the pay date you specify. For some billers, such as some small businesses and individuals, a paper check may be sent. In these cases, the money will be deducted from your account at the time the biller deposits or cashes the check. This is no different than if you had written a paper check.

We cannot guarantee that 100% of your payments will be sent electronically. Some billers cannot receive payments electronically. Keep in mind that whether the payment is sent electronically or as a paper payment, the service delivers the payment to the biller on the scheduled pay date.

The biller receives the payment on or before the scheduled pay date you specified. Some billers may not always credit your account on the same day that they receive the payment. Allow for extra time in this situation so the payment is not considered late.

All online payments can be canceled before they are processed (at least 5 business days prior to the requested due date). Once the payment has been processed, additional modifications are not possible. Procedures for payment cancellation are as follows: go to Online Bill Payment: under the Pending Payment List on the Payment screen, click the “Edit” link located to the right of the bill to be canceled. Check the box that says, "I would like to stop this payment." Then click "Submit." In the event the bill has already started processing or been processed, this area of the page will show "Processing" or "Processed" and changes are no longer allowed.

Yes, all payments made through Online Bill Pay will appear on your checking account statement, displaying the date and amount of the payment.

eBills are electronic versions of your paper bills that you can receive through Online Bill Pay. An eBill comes directly from the biller to your Online Bill Pay service. You can view balances, transactions and other statement information in an eBill. Then, you can pay your bill and print it securely online through Online Bill Pay.

eBills are available from many companies, but not all companies provide their bills electronically. When one of your billers provides you the ability to view your bills online, you will see the word "Electronic" under the billers name. The biller will also appear under the eBill Connect box on the right of the screen. Click on the biller you would like to set up on eBills and follow the on-screen prompts.

An eStatement is an electronic version of your statement with images available online via the Heartland Bank website, www.Heartland.Bank. You can view and print your statement from your computer.

You may no longer want to receive paper statements and realize that you prefer to receive your statements through our Online Banking system. Great reasons to go paperless:

• Simple – less paper to keep track of
• Convenient – View and print your statements anytime

Yes, you must have Online Banking access in order to view your e-Statements.

• Log in to your Online Banking account
• Select Statements on the left
• Select Statement Delivery
• Choose the “Edit pencil” for the account to be changed
• A “Delivery Preferences” box will appear
• Select “Delivery Type” from the dropdown and click "Save."

You can log in to view your eStatements at any time! Your eStatements will be available within 24 hours after your statement cycle ends.

No. eStatements are a free service once enrolled in Online Banking.

No. Once enrolled in our Online Banking, you will have immediate access to your eStatements.

Yes. Your eStatement is exactly the same as a paper statement.

Yes. Once you open the eStatement, you will be able to print your statement just like you print any document on your computer.

• Refer to your Schedule of Fees to take note of the paper statement fee
• Log in to your Online Banking account
• Select Statements on the left
• Select Statement Delivery
• Choose the “Edit pencil” for the account to be changed
• A “Delivery Preferences” box will appear
• Select “Delivery Type” from the dropdown and click "Save."

You can export 90 days of history by following these steps:

1. Access your account through Online Banking
2. Select the icon with the arrow pointing down and horizontal line
3. Select the appropriate export format and click Submit
4. Follow the instructions on the export page to save the file and access through your accounting software.

You can go back one year when exporting history from your Heartland Bank online banking to your accounting software.